Grading is subjective, and opinions vary from person to person. Again, please look carefully at the scans. CurrencyTreasures conducted business as CaliforniaCurrency prior to March, 2011.The item "Fine Graded 1922 $20 GOLD CERTIFICATE! K36377277" is in sale since Monday, December 2, 2019. This item is in the category "Coins & Paper Money\Paper Money\ US\Large Size Notes\Gold Certificates". The seller is "currencytreasures" and is located in Atlanta, Georgia. This item can be shipped to United States, Canada, United Kingdom, Denmark, Romania, Slovakia, Bulgaria, Czech republic, Finland, Hungary, Latvia, Lithuania, Malta, Estonia, Australia, Greece, Portugal, Cyprus, Slovenia, Sweden, Indonesia, Thailand, Belgium, France, Hong Kong, Ireland, Netherlands, Poland, Spain, Italy, Germany, Austria, Bahamas, Israel, Mexico, New Zealand, Philippines, Singapore, Switzerland, Norway, Saudi arabia, Ukraine, United arab emirates, Qatar, Bahrain, Croatia, Malaysia, Colombia, Costa rica, Dominican republic, Panama, Trinidad and tobago, Guatemala, Honduras, Ecuador, Oman, Viet nam, Uruguay.