For the life of me, I can't find any problem. This is REALLY APPEARS to be a PROBLEM FREE note!
No REAL problems to report: NO rips, tears, pin holes, writing, bank stamps or rust. 35 Very Choice New Net. The item "FR 1180 1905 $20 Gold Certificate 35 Choice Very Fine" is in sale since Wednesday, September 18, 2019. This item is in the category "Coins & Paper Money\Paper Money\ US\Large Size Notes\Silver Certificates".
The seller is "paper*money" and is located in Ocean City, Maryland. This item can be shipped to United States.