This is a 3rd party professionally graded note. The grade given is what that company's professional opinion of the condition is, not what you or I think it is. Grading of currency is very subjective, even among professionals, and although very similar, each company has its own grading standards.
If you are unfamiliar with how a currency note is graded, I strongly recommend that you contact the grading company or visit their website to understand the grading criteria they use. It's a work in progress, but new items are being added daily. If you have any questions ab. I try to accurately and honestly describe all my items, but at times I may inadvertently overlook something. The item "$20 Gold Certificate, 1928, FR2402, Woods-Mellon, PCGS Very Fine 25" is in sale since Wednesday, November 6, 2013.This item is in the category "Coins & Paper Money\Paper Money\ US\Small Size Notes\Gold Certificates". The seller is "rsat5205" and is located in Georgia. This item can be shipped to United States.